From 1st July 2019 (2020 tax year), all study and training loans are covered by one set of thresholds and rates. These include: HELP, VSL, SFSS, ABSTUDY SSL and TSL.
The income threshold has been reduced. You will start paying back your loan from when your repayment income is $45881 (currently $51957 in the 2019 year).
Your Repayment Income includes your taxable income, Reportable Fringe Benefits, Net Investment Losses, Reportable Super Contributions and Exempt Foreign Employment Income. This could mean that you need to update your Tax File Number Declaration Form with your Employer if any of these repayments apply to you.